Bad credit credit cards How to get started
As long as you are polite to the credit card representatives, asking for a reduction in your interest rate is risk free and has an exceptionally high success rate. If you pay an annual fee, the same method can convince your credit card issuer to waive it. If you want to change your due date or move to a better rewards program, you do not even need to threaten to leave. Just ask politely. You can improve your credit card terms remarkably even if you originally got your card under terms designed for credit cards for bad credit.