Bad credit credit cards and discovering more
They dropped an average of five or six percentage points off their annual interest rate, and some of them got perks like zero percent interest for six months. One customer more than halved her exorbitantly high interest rate, an important consideration if you have a credit card for bad credit. If the credit card company refused the customers' requests, the customers suffered no penalties. As long as you are polite as well as persistent, asking your credit card company to drop your interest rate offers you no risk and an excellent chance for success. The same method can be useful for convincing your credit card company to waive your annual fee.