Forum about low interest credit cards
Before you jump at the offer, double check to be certain you like to shop at the stores that are included in the money back offer. The tradeoff for being able to get a credit card without a guaranteed income or a credit history is a slightly higher interest rate. Student credit cards generally have interest rates at least a few points above the going market rate. Shop around to find the best value, and don't be misled by promotional offers of 0%; the real interest rate is much higher. While a higher interest rate can add up in fees over time, using your card responsibly will offset that.