Home loan rates and how to learn more
* Learn the danger signs. Refinance fees that add up to more than 1% of the total mortgage, yield spread premiums, and restrictions on when you can repay or refinance are all warning signs that you have been offered a bad mortgage. So are several other easy to spot signs. Leanr what they are and how to cut through the jargon to see them, and radically improve your chances of getting a good mortgage. * Decide which you want more: low monthly payments, or a low total payment.