Join me on the topic of credit card application

However, credit cards for bad credit are terrible deals designed with the company's, not your, needs in mind. Credit card companies levy high fees and high interest rates, siphoning your money away and possibly destroying your credit rating entirely. Rather than trying to get a credit card that's exactly like credit cards for people with better credit ratings, and paying through the nose for the privilege, consider getting a secured or prepaid credit card. To get a secured credit card, you leave a deposit (the security) with the lender. Your credit line is equal to the amount you deposited.

07/11/09 18

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