Join my world of credit card application
This should be done well in advance, since correcting a mistake can take anywhere from one to three months and possibly even longer. Pay your bills on time. Most credit card companies will take a close look at your history of payment in order to determine your eligibility for a credit card with better terms. Even if you have only missed one credit card payment in the past, your credit rating may be affected adversely. Paying your bills on time is the single best thing you can do to raise your credit rating.