My little place re credit card application
Legitimate credit cards never charge weekly or monthly fees, and only rarely charge annual fees. When a credit card comes with weekly or monthly fees, you can be sure that its line of credit is tiny. Predatory lenders do this so your line of credit will rapidly be eaten up by fees instead of by charges. You barely get to use your card before you've reached your limit, and the lender gets to extract money from you for the privilege of not using its card. * Credit applications or loans that require you to pay up front fees like "application fees.