Secured credit cards concepts
There are many advantages to using a credit card, especially if you are making an expensive purchase. For one, you do not have to carry a wad of cash in your wallet. Credit cards come with some safety nets too. If someone fraudulently makes a purchase on your card, you usually are not on the hook for more than $50 of that purchase. It is also easier to dispute issues you may have with customer service or a product, if you paid via credit card.