Social security help and what you need to know

Q: Should I apply for social security disability benefits under my social security account or my deceased spouse's? A: Of course, for most people applying for social security disability, your objective is to receive the highest payments you can. Sometimes the largest social security disability payment will come from the survivor's benefits you receive from a deceased spouse's account. Other times, the largest payment will come from your own account. Either way, you have to choose which payment is highest, as you cannot have both. When deciding if you want to apply under a spouse's account or your own, calculating the highest social security disability payment is an obvious first step.

05/23/09 8

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